Coffee in the morning overlooking serene nature views. Boating into the sunset from your own DEEDED slip—without worrying about exterior maintenance. This exceptional residence in Harbour Isle Yacht & Racquet Club offers the rare combination of direct Gulf-access boating and true lock-and-leave peace of mind. Included is a DEEDED deep-water boat slip with a 7,000 lb lift accommodating up to a 26-foot vessel, placing you on open water within minutes. Cruise the Caloosahatchee River at sunset, fish at sunrise, or enjoy waterfront dining by boat—this is the Southwest Florida lifestyle buyers dream about. Equally compelling is the value. The quarterly HOA of includes flood insurance, homeowner’s insurance, and comprehensive exterior maintenance—including roof replacement and exterior painting—providing exceptional financial predictability and freedom from the typical responsibilities of waterfront ownership. The roof is three years old, the home has NEVER experienced flooding, and the beautifully maintained surroundings reflect pride of ownership throughout. Inside, more than 3,500 square feet of thoughtfully designed living space unfolds with elegance and natural light. As a desirable end residence, the home is wrapped in windows that frame incredible views of lush tropical grounds and a tranquil canal alive with birds and native wildlife. The setting is peaceful, private, and immersed in nature, creating a daily backdrop that feels both calming and inspiring. At the heart of the home, a secluded tropical courtyard creates a private resort atmosphere, complete with a sparkling pool, manicured greenery, and expansive paver decking ideal for entertaining or quiet evenings under the Florida sky. The detached cabana with full bath offers refined flexibility as a guest retreat, executive office, or private in-law suite. Freshly painted interiors feel bright and welcoming, while the open-concept design seamlessly connects the living and dining areas to a well-appointed kitchen featuring granite countertops, stainless steel appliances, and a designer glass tile backsplash. The primary suite serves as a tranquil sanctuary with a spa-inspired bath offering a soaking tub, walk-in shower, dual vanities, makeup station, and generous walk-in closet. A guest bedroom is privately positioned on the opposite wing for added comfort. Residents of the gated Harbour Isle community enjoy an amenity-rich lifestyle that includes a resort-style pool and spa, pickleball and tennis courts, clubhouse, fitness center, and even a private island with a fishing pier along the scenic Caloosahatchee River. This is more than a home—it is secure, low-maintenance waterfront living with boating convenience, immersive nature views, and resort-caliber amenities in one of the area’s most desirable riverfront communities. For buyers seeking boating access, predictable ownership costs, and elevated Florida living in one exceptional property, this is the opportunity.